Is financing the exchange to Ireland a good option? This is a question that many people have. Especially those who want to travel but are short of money.
The truth is, it all depends. Cash payment is always more advantageous, but for those who cannot afford it, financing can be an excellent option.
After all, the monthly instalment can be paid in approximately one week of work, and you can make your dream come true sooner than you think.
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Is it worth financing the exchange to Ireland?
First, it is important to clarify that exchange financing has a small interest rate. Therefore, he is a good option for those who do not have money.
In this case, the financed amount can be paid between 12 and 36 months. The value of the instalments ranges from R$ 800 to R$ 1 thousand per month. Which is not expensive.
When converting to Euros at an exchange rate of R$ 5.50, the value of the instalment is between €145 to €182. Currently, the hourly minimum wage in Ireland has risen to €11.30.
As the Stamp 2 student visa allows you to work up to 20 hours a week, you can earn approximately €904 per month.
Dividing this amount by week, it comes to approximately €226. This shows that you can pay off your exchange loan instalment in just one working week.
Is it easy to get a job in Ireland?
Now you must be thinking: but what if I don’t get a job? The good news is that the job market is very hot in Ireland, and there is no shortage of jobs.
However, it must be made clear that in order to get a job in the early days, you will have to subject yourself to jobs that are not anyone’s dream.
That is, you will have to work as a cleaner, chambermaid, and bartender, among other professions. But that’s temporary too. In time you may find a job in your area.
But the good thing is that you already start working in the first few days, and that way you can pay the expenses of your stay in the country and the instalment of your financing.
More possibilities on arrival in Brazil
Financing the exchange to Ireland, as you have seen, can be a good option. And if you consider that your job will grow when you return to Brazil, you will see that this is not an expense, but an investment.
In this way, many Brazilians who dream of living abroad, but have no money, are finding a way to make their dream come true through financing.
Therefore, if you always wanted to do an exchange program, but thought that this was a very distant dream, now you see that it is closer than you think.
Did you like this article? Then share it with all those friends who want to do an exchange program but are out of money.